How to Apply for a Credit Card With No Credit Score

Let’s say you started your first job and you want to open a credit card account but you don’t have a credit score yet—or you do have one, but it’s low. What do...

Why a Roth 401(k) Is (Almost) Always Better Than a Traditional 401(k) 

Image: rawpixel on UnsplashEveryone’s hot on Roth IRAs, but there’s one drawback: There are income limits starting at $189,000 for a couple and $120,000 for an individual, which means higher earners must go...

How to Maximize Your High-Deductible Health Plan

Image: EVG photos from PexelsIf you have a high deductible health plan (HDHP) and end up needing emergency or planned surgery that puts you close to or over your deductible, consider what...

Should You Raid Your Retirement Account to Buy a House?

Is a house worth your retirement savings? That’s the question a reader is puzzling over this week.Each Monday we’re tackling one of your pressing personal finance questions by asking a handful of money...

Open a Credit Card Account As Soon As You Graduate From School

Building your credit is one of the toughest but most necessary financial tasks when you’re entering the working world, and a credit card—when used correctly—can be a great tool to help you secure...

Pick Something to Look Forward To

Image: rawpixel.com from PexelsWe’ve talked about taking spending freezes, allowing ourselves to buy nice things every now and then and delineating our money goals, all to help get us in the right...

Small Things You Can Do to Get Your Student Loans Under Control

Paying off student loans is a slog, and for many can feel like a never-ending financial black hole. While Congress doesn’t seem bothered by our collective $1.6 trillion (and ever growing) debt, and...

Check for These Cable Fees on Your Next Bill

Image: JESHOOTS.com from PexelsThe average annual bill for TV service rose from $700 in 2000 to $1,200 in 2017, according to Consumer Reports, and a sizable portion of that increase can be...

There are no shortcuts

Every Tuesday and Thursday morning for the past four weeks, I’ve awakened early and driven to the gym for a one-hour workout with a personal trainer. This is awesome but it also sucks. Why...

How Long It Takes Your Credit Score to Recover from a Drastic Drop

How long does it take for your credit score to rebound from a “soft inquiry?” That’s what Tiffany wants to know for this week’s Money Monday:I inquired about a car loan and the...

Stay connected

6FollowersFollow
76FollowersFollow
0SubscribersSubscribe
Advertisement