This month, we challenged you to save money on your cell phone bill by switching to a cheaper plan. This doesn’t necessarily mean you have to switch carriers, though. You might be able to negotiate a better price with your current one.


August’s Money Challenge: Find a Cheaper Phone Plan

We’ve thrown all kinds money challenges at you this year, from haggling to saving for retirement,…

Read more

Carriers make it pretty easy to jump ship and port over your number, but let’s be real: it’s still kind of a pain. A much easier option is to call your current provider, tell them you’re thinking of switching, then see if they’re willing to work with you.

Obviously, do your research before you call. Write down how many minutes and texts you use every month as well as how much data you use regularly. This way, your carrier can find a plan that actually suits your needs — there’s no point in paying $20 more for unlimited if you never even need it.


Article preview thumbnail
These Are the Cheapest Smartphone Plans In the US For Every Need

Shopping for cell phone plans can be complicated when companies advertise confusing rates or hide…

Read more

Plus, this info allows you to compare apples to apples when you’re researching other options. So if you have a plan with Sprint, you can tell them exactly how much you would save by switching to a discount carrier like Ting or Republic Wireless, based on your actual usage.

Once you’ve researched, it’s time to call and make your case. Over at LearnVest, personal finance author Beth Kobliner offers a few tips for haggling your bill:

Steer Clear of Yes/No Questions: Asking what the company can do for you puts the ball in its court.

Remember That Timing Is Important: “You have the best chance of negotiating with your current carrier near the end of your contract when they’re most desperate to keep you,” Kobliner told us.

Tout Your Allegiance: It costs a company way more to acquire new customers than to hang on to the ones it already has. Use that to your advantage. If you’re a long-time customer, remind the rep of that on the phone and explain that you would rather not switch companies—as long as your current one can move things around in your favor.

Your mileage will vary. Not every carrier is going to budge, but it really can’t hurt to ask. And if they don’t bite, you’ve already done the research, so you can still plan your switch. Again, it’s a little more work than a phone call, but at least you’ll save some cash every month.



Source link

NO COMMENTS

LEAVE A REPLY